Origin Bancorp, Inc. (NYSE:OBK) Q4 2024 Results Conference Call – A Recap

Company Participants

Chris Reigelman – Director, Investor Relations

Drake Mills – Chairman, President & Chief Executive Officer

Lance Hall – President & Chief Executive Officer-Origin Bank

Jim Crotwell – Chief Risk Officer

Wally Wallace – Chief Financial Officer

Steve Brolly – Chief Accounting Officer

Preston Moore – Chief Credit & Banking Officer

Conference Call Participants

Matt Olney – Stephens

Michael Rose – Raymond James Financial Inc.

Woody Lay – KBW

Manuel Navas – D.A. Davidson

Operator

Good morning, and welcome to the Origin Bancorp Incorporated Fourth Quarter Earnings Conference Call.

During the Q4 2024 Results Conference Call held on January 23, 2025, Origin Bancorp, Inc. provided insights into their financial performance and future outlook. With key representatives like Drake Mills, Lance Hall, and Jim Crotwell sharing their perspectives, investors and analysts eagerly awaited to hear the latest updates.

Drake Mills, the Chairman, President, and CEO of Origin Bancorp, Inc., expressed optimism about the company’s growth trajectory despite the challenging economic environment. He highlighted the resilience of Origin Bank and the strategic initiatives undertaken to drive profitability and enhance shareholder value.

Lance Hall, the President, and CEO of Origin Bank, emphasized the importance of risk management and maintaining a strong financial position in the face of uncertainties. Jim Crotwell, the Chief Risk Officer, reiterated the company’s commitment to upholding robust risk assessment practices and ensuring compliance with regulatory requirements.

Wally Wallace, the CFO, provided a detailed analysis of the financial results for the quarter, pointing out key performance indicators and areas for improvement. Steve Brolly, the Chief Accounting Officer, shed light on the accounting practices followed by Origin Bancorp, Inc., showcasing transparency and accuracy in financial reporting.

Preston Moore, the Chief Credit & Banking Officer, shared insights into the credit portfolio and lending activities of Origin Bank, highlighting the prudent credit risk management strategies in place.

Conference Call Participants

Matt Olney from Stephens, Michael Rose from Raymond James Financial Inc., Woody Lay from KBW, and Manuel Navas from D.A. Davidson actively participated in the conference call, posing insightful questions and seeking clarifications on various aspects of Origin Bancorp, Inc.’s performance.

Impact on Individuals

As an individual investor, the Q4 2024 Results Conference Call by Origin Bancorp, Inc. can provide valuable insights into the company’s financial health and growth prospects. By understanding the key takeaways shared by executives like Drake Mills and Wally Wallace, investors can make more informed decisions regarding their investment in the company.

Global Implications

Origin Bancorp, Inc.’s performance in the fourth quarter of 2024 can have broader implications for the financial sector and the economy as a whole. Positive results and strategic initiatives undertaken by the company can instill confidence in the market, while any challenges faced by Origin Bancorp, Inc. may raise concerns about the overall economic outlook.

Conclusion

In conclusion, the Q4 2024 Results Conference Call by Origin Bancorp, Inc. provided valuable insights into the company’s performance and strategic direction. With key executives outlining their perspectives and addressing investor inquiries, the conference call served as a platform for transparency and accountability. As investors and analysts digest the information shared during the call, they will likely monitor Origin Bancorp, Inc.’s progress closely in the coming quarters.