StoneCo Ltd. (STNE) Q4 2024 Earnings Conference Call
On March 18, 2025, at 5:00 PM ET, StoneCo Ltd. (NASDAQ: STNE) held its Q4 2024 earnings conference call. The call was led by Pedro Zinner, Chief Executive Officer, Lia Matos, Strategy and Marketing Officer, Mateus Scherer, Chief Financial and Investor Relations Officer, and Roberta Noronha, Head, Investor Relations. The participants included Eduardo Rosman from BTG, Mario Pierry from Bank of America, Tito Labarta from Goldman Sachs, Daniel Vaz from Safra, and Renato Meloni from Autonomous Research, among others, represented by Yuri Fernandes from JP Morgan and Jamie Friedman from Susquehanna.
Company Highlights
During the call, Pedro Zinner started by expressing his gratitude for the continued support from investors, partners, and clients. He highlighted the company’s strong performance in the fourth quarter, with significant growth in both the Brazilian and International markets.
Lia Matos added that the company’s focus on digitizing small and medium-sized businesses (SMBs) in Brazil and other markets is paying off, with an increasing number of merchants adopting StoneCo’s solutions to streamline their operations and expand their customer base.
Financial Performance
Mateus Scherer provided an in-depth analysis of the financial results. He reported a 35% year-over-year increase in total revenue, driven by a 42% growth in Net Sales and Services and a 19% increase in Other Income. The company’s net income came in at $125 million, up from $90 million in the same period the previous year.
Additionally, Scherer announced that the company’s board of directors had declared a quarterly dividend of $0.08 per share, payable on April 30, 2025, to shareholders of record as of April 15, 2025.
Future Plans
Roberta Noronha discussed the company’s plans for the future, including the expansion of its product offerings and the entry into new markets. She mentioned the recent launch of Stone’s new lending solution, which aims to help SMBs access financing more easily and efficiently.
Noronha also announced that StoneCo is exploring opportunities in new markets, such as Mexico and Colombia, to continue its mission of digitizing SMBs and driving financial inclusion.
Impact on Individual Investors
The strong financial performance and growth plans presented during the call are likely to be positively received by individual investors. The company’s focus on the fast-growing SMB market in Brazil and its expansion into new markets could lead to increased revenue and profitability in the future.
Impact on the World
StoneCo’s success in digitizing SMBs in Brazil and its plans to expand into new markets can have a significant impact on the world. By providing affordable and accessible digital solutions to SMBs, StoneCo is helping to promote financial inclusion and economic growth in developing countries. Additionally, the company’s focus on innovation and efficiency is driving advancements in the financial technology sector, which could lead to new and improved financial services for consumers and businesses around the world.
Conclusion
StoneCo Ltd.’s Q4 2024 earnings conference call provided investors with a positive outlook on the company’s financial performance and future plans. The company’s focus on digitizing SMBs and driving financial inclusion, particularly in developing markets, is a promising trend that could have a significant impact on both individual investors and the world as a whole. With a strong financial performance and a clear growth strategy, StoneCo is well-positioned to continue its mission of transforming the financial landscape for small and medium-sized businesses.
- StoneCo reported strong financial performance in Q4 2024, with a 35% year-over-year increase in total revenue
- The company’s net income came in at $125 million, up from $90 million in the same period the previous year
- StoneCo announced a quarterly dividend of $0.08 per share, payable on April 30, 2025
- The company’s focus on the SMB market and financial inclusion could lead to increased revenue and profitability in the future
- StoneCo’s expansion into new markets, such as Mexico and Colombia, could have a significant impact on financial technology and economic growth in developing countries
