Welcome to the Unum Group Fourth Quarter 2025 Earnings Conference Call!
Company Participants:
Matt Royal – Senior Vice President, Head of Investor Relations and Treasury
Rick McKenney – President and Chief Executive Officer
Steve Zabel – Chief Financial Officer
Chris Pyne – Executive Vice President, Group Benefits
Tim Arnold – Executive Vice President, Voluntary Benefits & President-Colonial Life
Conference Call Participants:
Tom Gallagher – Evercore ISI
Elyse Greenspan – Wells Fargo
Wes Carmichael – Autonomous Research
Joel Hurwitz – Dowling & Partners
John Barnidge – Piper Sandler
Ryan Krueger – KBW
Alex Scott – Barclays
Suneet Kamath – Jeffries
Josh Shanker – Bank of America
Mark Hughes – Truist Securities
Jack Matten – BMO Capital Markets
Jimmy Bhullar – JPMorgan
Michael Ward – UBS
Operator:
Hello and welcome to Unum Group Fourth Quarter 2025 Results and 2025 Outlook Conference Call. Please note that this call is being recorded.
It’s always exciting to hear directly from the top executives at Unum Group. Matt Royal, Rick McKenney, Steve Zabel, Chris Pyne, and Tim Arnold bring a wealth of knowledge and expertise to the table. And with industry analysts such as Tom Gallagher, Elyse Greenspan, and Wes Carmichael in attendance, you know this conference call is going to be chock-full of valuable insights and information.
As we eagerly listen in on the discussions about the company’s fourth quarter 2025 results and the outlook for the year ahead, we can’t help but wonder what impact this will have on us as individuals and on the world at large.
How will this impact me?
As a potential investor or employee of Unum Group, the information shared during this conference call can greatly impact your decision-making process. The insights provided by the company executives and industry analysts can help you make informed choices about your investments or career opportunities within the company. It’s essential to pay close attention to the details discussed during the call to ensure you’re well-prepared for any potential changes or developments within Unum Group.
How will this impact the world?
Unum Group is a major player in the insurance industry, and any announcements or updates made during this conference call can have a ripple effect on the global market. The company’s performance and outlook for 2025 can influence investor confidence, market trends, and even policy decisions in the insurance sector. As such, it’s crucial to closely monitor the discussions and outcomes of this call to gain a better understanding of the broader implications for the world economy.
Conclusion:
As we wrap up the Unum Group Fourth Quarter 2025 Earnings Conference Call, it’s clear that the insights and information shared during this session will have a significant impact on individuals, investors, and the global market. The discussions led by company executives and industry analysts shed light on the company’s performance, outlook, and potential implications for the future. It’s important to stay tuned for further updates and developments from Unum Group as we navigate the ever-evolving landscape of the insurance industry.
