Welcome to the Ameris Bancorp Q4 2024 Earnings Conference Call!

Introduction

Good day, and welcome to the Ameris Bancorp Fourth Quarter Conference Call. Today, we will be discussing the financial results for the fourth quarter of 2024. Joining us on the call are Nicole Stokes, Chief Financial Officer, Palmer Proctor, Chief Executive Officer, and Doug Strange, Chief Credit Officer.

Conference Call Participants

Conference call participants include Catherine Mealor from KBW, David Feaster from Raymond James, Russell Gunther from Stephens, Christopher Marinac from Janney Montgomery Scott, and Manuel Navas from D.A. Davidson. We are excited to have such a diverse group of analysts on the call today.

Discussion

Nicole Stokes, our Chief Financial Officer, will be presenting the financial results for the fourth quarter. This will be followed by insights from Palmer Proctor, our Chief Executive Officer, and Doug Strange, our Chief Credit Officer, who will provide their perspectives on our performance and future outlook.

As we reflect on the past quarter, we are proud of the progress we have made as a company. Our team has worked tirelessly to drive growth and deliver value to our shareholders. We are confident in our strategic initiatives and believe we are well-positioned for continued success in the future.

How This Will Affect Me

As a shareholder or potential investor in Ameris Bancorp, the results of this conference call will provide valuable insights into the company’s financial health and outlook. It is important to carefully consider the information presented and assess how it may impact your investment decisions moving forward.

How This Will Affect the World

While the results of this conference call may seem specific to Ameris Bancorp, the financial performance of a company can have broader implications for the economy and markets as a whole. Positive results may indicate a healthy financial sector, while negative results could raise concerns about the overall stability of the market.

Conclusion

In conclusion, the Ameris Bancorp Fourth Quarter Conference Call has provided valuable insights into the company’s performance and future outlook. As we continue to navigate the ever-changing landscape of the financial industry, we are committed to driving growth and delivering value to our shareholders. Thank you for joining us on this call.